Saturday, 14 January 2012

What is Insurance and Benefits of Insurance !


1.What is Insurance !

Insurance is steadily becoming a necessity in these days. Corporates and governments also need Insurance. The question is why we need insurance ? Before answering ,let us see what exactly Insurance is. In simple words,Insurance is the prepayment of a small fixed amount of money called 'premium' to shield against a bigger unpredictable expense called 'loss or claim'. In this way, the risk is shifted from you to the insurance company.
2. What are the benefits of Insurance ?
The necessity for insurance is to come out of the dangers we all run throughout our daily lives. In one or another way our lives are continuously in danger through illness or accident , our assets may be in loss or caused to dammage. There is also the risk of causing injury to individuals or damage to their property which bears a heavy cost to us,in these cases we are sured for compensation.In this way we need a constant protection to wipe out the risk ,diluting it or transporting it to some others. This is how the Insurance comes into the picture.  Today we see ,commonly the majority of the people are overpaying for insurance , this is due to lac of education in insurance sector. Any type of insurance, whether it is life, auto, home, travel, or medical insurance, presents a challenge in Getting the best insurance policy, even its not an impossible task ; we just need to research all possibilities.
3.Tips for choosing insurance policy .
Before buying insurance, analyze your needs , take your own time to research and be sure to choose the right policy.Get explain from insurance agent all the points in a plane and simple language and about discount also.Ask about the fines and penalties for lapse and charges for renewing .Get information from different companies and compare them for price and features. You may find a low-priced policy with better coverage.First, there are many websites from where you can get a quote on any kind of insurance policy you may need.Second, you have all the data and comparisons in front of you. You can check it in detail and really get all the information. No hiding and misinformation on the agent's part and no surprises for you in the future.
4. Snapshots.
Regarding the rules, it doesn't matter whether you are buying your insurance policies online or offline; these would always be the same. Be patient, don't rush, ask for the discounts, don't get confused with terminology, always compare the policies and be aware of the fines and penalties.

Last but not least.....always remember that a knowledgeable and educated buyer is a happy buyer.

Here in Tata-AIG Life we get inspired from Life,we think ahead about expectations, which is why our insurance plans,solutions are one step ahead always. And take a fresh perspective at  Life.   




Sunday, 25 December 2011

TATA-AIG-Life Mahalifegold

      High benefit Insurance policy at Low premium with whole life coverage.

I am Mallesh working as a financial Adviser in TATA-AIG-Life Insurance Company Hyderabad.
Based on the information you provide to us,We will find the bestInsurance plan at a price that you can afford. We also provide our customers full knowledge regarding the insurance they are applying  for and also give assistance regarding that will be benefit for them. 

See one example
    Assuming your age is around 30 yrs. And ready to save Rs.50,000/- p.a.
     You will get life insurance coverage up to 100 years. That means for another 70 years you are fully secured.
     Here one thing is important you are paying Rs. 50000/- for 15 yrs only.
     You will get benefits return back from 6th anniversary of a policy.


     Form 6 to 9th yrs you will get yearly                                                        Rs.18000/    
     Form 11-19th yrs you will get yearly                                     Rs.36000 +30000/=66000/
     Form 20-100th yrs you will get yearly                                   Rs.56000+30000/= 86000/
 
     This is a unique and best insurance policy in insurance industry for a people like you. 
     Remember that you are paying only Rs.750000/- (50000x15)

At the same time if you will purchase this policy in your kids name The benefit period will be more (assuming your kids age is 2 yrs.benefit period will be 98 yrs.)  this policy works as
Three  generation  policy.

             For presentation of all these things  Please contact me on  9248888193

                            visit: http://hyderabadinsuranceagent.wordpress.com/2011/11/